Rate Sheet and Fee Schedule

High-Yield Savings Account

Interest Rate/Annual Percentage Yield (APY)*:

    Rate: 3.44%
    APY:  3.50%

Fees:

   

Excessive Transfers or Electronic Debits (more than 6 a month)

$15.00/each

IRS Levies, Garnishments

$85.00
plus legal fees

Verification of Deposit Form Completion

$10.00

Expedited Verfication of Deposit Form Completion

$10.00

Negative Balance Fee (per day beginning the first day)

  $5.00

Overdraft (OD)/Non-Sufficient Funds (NSF):

   

(Item Paid)

$32.00

(Item Returned)

$32.00

Stop Payment Order

$32.00

Account Research:

   
(per hour)
$35.00
(expedited per hour)
$40.00

(per statement)

$10.00

(expedited per statement)

$15.00

Account Statement (hard copy)

$10.00

Cashier's Check

  $5.00

*The interest rate and APY are subject to change at any time without notice.

Rates effective as of June 4, 2008.